2017 Benefits

Dental Insurance 2017

Put your best smile forward by taking a look at our Dental Plan options. Delta Dental is the only benefits carrier to offer two networks for greater access to care and savings: Delta Dental PPO and Delta Dental Premier. With more than 3,600 participating dentists in...

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Auto & Home Insurance 2017

As an employee of Appalachian Regional Healthcare System, you could receive exclusive savings on auto and home insurance from Liberty Mutual1. Enjoy the benefits of being part of a community. You could save up to $427.96 a year2, and you’ll have access to all the...

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Accident Insurance 2017

Unum’s supplemental accident insurance provides benefits for covered injuries and specified accident-related expenses for an individual or family. Advantages of the plan:Available to employees ages 17-80 who are actively at work and unmarried children up to age 25.The...

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Whole Life Insurance 2017

Unum’s Interest Sensitive Whole Life InsuranceUnum's interest sensitive whole life insurance is designed to provide death benefits to your beneficiaries if you pass away. It also can potentially build cash value that you can use while you are still alive. At an...

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Vision Insurance 2017

Now you can buy glasses and contacts online! Good news! Love to shop online? CEC has just made it easier than ever to shop for your frames and contacts. Coastal.com is now an in-network provider, offering contacts, frames and lenses, sunglasses and accessories; all...

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Supplemental Life Insurance 2017

What is Supplemental Life Insurance? Supplemental Life Insurance is coverage that you pay for, in addition to any Basic Life Insurance that your employer may provide to you. Life Insurance pays your beneficiary (please see below) a benefit if you die while you are...

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Individual Short-Term Disability 2017

Non-group coverage for part-time employees This benefit is available only for part-time employees assigned 20-29 hours per week and is effective the first day of the month following 60 days of employment. Individual short term disability insurance replaces a portion...

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Consumer Driven Health Plan 2017

  The Consumer Driven Health Plan allows you to save money throughout the year with lower benefit premiums and the added benefit of an ARHS funded Health Savings Account (HSA). Remember, with the CDHP you must pay 100% of healthcare costs until you meet the...

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Health Savings Account 2017

Each pay period ARHS will fund a savings account for you that can be used to pay for qualified medical expenses not covered under your health insurance benefits. You are also encouraged to add to your HSA with regular payroll deductions. The money you save to your HSA...

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Paid Time Off (PTO) 2017

ARHS will provide paid time off benefits to eligible employees for purposes of rest, relaxation, illness or injury, vacations, personal or family needs for all full time and part time benefit eligible employees. PTO time will be available for use after 90 days of...

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Prescription Drugs 2017

Mail Order Prescription Drug Information Mandatory mail order for certain maintenance drugs is required. Employees will pay the full cost of medications after the 3rd fill at a retail pharmacy. Save time and money, enroll today. Visit the...

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Retirement 2017

Know Your Retirement wellness scoreWith one quick number, your Retirement Wellness Score helps you determine if you’re saving enough for retirement. The sooner you know your score, the sooner you’ll know if you need to take steps to improve it. Visit:...

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Disability 2017

Disability benefits protect your ability to earn an income. The Short-Term and Long-Term Disability Plans with Aetna provide income replacement in the event you are unable to work for a period of time due to an illness or injury. Disability benefits are provided by...

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Life Insurance and AD&PL 2017

Appalachian Regional Healthcare System provides basic term life and AD&PL coverage to full-time employees at no cost. Basic Group Life insurance and AD&PL (Accidental Death and Personal Loss) insurance coverage helps provide additional financial protection for you and...

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Cancer Insurance 2017

Subject to pre-existing condition, our cancer coverage can help offer you and your family members financial support during a period of unexpected illness. Benefits will be paid directly to you unless otherwise assigned. Coverage can be purchased for you or your...

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College Savings Fund 2017

North Carolina’s National College Savings Program Features: ARHS offers employees the opportunity to save for a family members college education expenses with the convenience of regular payroll deduction. Basic Program Summary: Who can open an account? Anyone -...

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Critical Illness Insurance 2017

Specified disease insurance can pay a lump sum benefit at the diagnosis of a covered illness. You choose the level of coverage - from $5,000 to $50,000 - and you can use the money any way you see fit. The policy is purchased in $1,000 increments. Coverage is portable....

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Quick Links

Benefit Vendors:

▸ Aetna: Term Life, AD&PL, Supplemental Life

▸ Allstate: Cancer

▸ Community Eye Care: Vision

▸ Delta Dental: Dental

▸ Optum Bank: HSA

▸ OptumRX: Prescriptions

▸ Principal: Retirement

▸ Trion: Critical Illness

▸ UMR: Health Insurance

▸Unum: Accident, Short-Term Disability, Whole Life

Most Used Forms:

Medical Insurance Claim Form (EZ Claim)

Prescription Mail Order Form

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