Dependent Care Flexible Spending Account

If you’re one of the millions of Americans that pays out-of-pocket for work-related dependent care services each month such as day care, preschool or after-school care, a Dependent Care FSA can help you reduce your taxes and save meaningful money. Expenses related to...

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Accident Insurance

Unum’s supplemental accident insurance provides benefits for covered injuries and specified accident-related expenses for an individual or family. Advantages of the plan: Available to employees ages 17-80 who are actively at work and unmarried children up to age 25....

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Auto & Home Insurance

Appalachian Regional Healthcare System partners exclusively with Liberty Mutual to help employees save on auto and home insurance. And with benefits such as Multi-Policy Discount1, Personal Property Replacement2, and 24-Hour Claims Assistance, you’ll worry less and...

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Cancer Insurance

Subject to pre-existing condition, our cancer coverage can help offer you and your family members financial support during a period of unexpected illness. Benefits will be paid directly to you unless otherwise assigned. Coverage can be purchased for you or your...

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College Savings Fund

North Carolina’s National College Savings Program Features: ARHS offers employees the opportunity to save for a family members college education expenses with the convenience of regular payroll deduction. Basic Program Summary Anyone can open an account - parents,...

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Critical Illness Insurance

Specified disease insurance can pay a lump sum benefit at the diagnosis of a covered illness. You choose the level of coverage - from $5,000 to $50,000 - and you can use the money any way you see fit. The policy is purchased in $1,000 increments. Coverage is portable....

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Dental Insurance

Put your best smile forward by taking a look at our Dental Plan options. Delta Dental is the only benefits carrier to offer two networks for greater access to care and savings: Delta Dental PPO and Delta Dental Premier. With more than 3,600 participating...

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Individual Short-Term Disability

Non-group coverage for part-time employees This benefit is available only for part-time employees assigned 20-29 hours per week and is effective the first day of the month following 60 days of employment. Individual short term disability insurance replaces a portion...

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Supplemental Life Insurance

What is Supplemental Life Insurance? Supplemental Life Insurance is coverage that you pay for, in addition to any Basic Life Insurance that your employer may provide to you. Life Insurance pays your beneficiary (please see below) a benefit if you die while you are...

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Vision Insurance

Now you can buy glasses and contacts online! Good news! Love to shop online? CEC has just made it easier than ever to shop for your frames and contacts. is now an in-network provider, offering contacts, frames and lenses, sunglasses and...

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Upcoming Events

7:00 am Benefits Fair @ WMC
Benefits Fair @ WMC
Oct 17 @ 7:00 am – 3:00 pm
Take advantage of benefit enrollers, on-site at each Fair to help you with benefit enrollment.

Quick Links

Benefit Vendors:

▸ Aetna: Term Life, AD&PL, Supplemental Life

▸ Allstate: Cancer

▸ Community Eye Care: Vision

▸ Delta Dental: Dental

▸ Optum Bank: HSA

▸ OptumRX: Prescriptions

▸ Principal: Retirement

▸ RelyMD: Telemedicine

▸ UMR: Health Insurance

▸Unum: Accident, Critical Illness, Short-Term Disability, Whole Life

Most Used Forms:

Medical Insurance Claim Form (EZ Claim)

Prescription Mail Order Form

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