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401k Policy #: 614249
403b Policy #: 454342

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How do I change my contribution?

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Principal Financial Group

ARHS offers 403(b) pre-tax and Roth post-tax retirement options. The amount you contribute to your retirement savings plans have the potential to make a big difference to your retirement account over time. Want to change your contribution amount or schedule an automatic annual 1% increase? Changes can be made at any time throughout the year at

Newly hired employees are automatically enrolled in the ARHS 403(b) Retirement Savings Plan at 4% unless a different contribution amount or plan is selected.

Match Contribution: ARHS matches 75% of the first 4% you contribute after service, hours and age requirements are met.

  1. Must be 21 years of age
  2. Must have one-year of service in which 1,000 hour are worked

After meeting eligibility requirements, employees enter the match program the next April 1st or October 1st.

*Catch-Up contribution permitted for employees age 50 or over at the end of the calendar year.
*Employees are fully vested for employer contributions after three years of service with ARHS.
*Schedule a 1:1 meeting with a Principal Financial Advisor



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